Business Intelligence, Risk Management & Reporting


Business Intelligence - Data Warehousing

iMAL provides a highly parameterized and flexible application that enables financial institutions to combine information and build up dashboards that are necessary for collecting and analyzing data.

The system helps financial institutions to create the intelligence required to reduce costs, manage risks and proactively respond to the changes and needs of the market by empowering decision taking with timely, data- driven answers to all their business questions.

The offering stores data in warehouses, operational databases, and ERP/ systems which are then transformed, after analysis, to comprehensive dashboards and reports. iMAL delivers the insight needed to make strategic planning decisions, improves operational efficiencies and optimizes business processes.

iMAL also empowers the formulation of dashboards and balance scorecard which cover, among other areas:

• Profitability Analysis

• Sales Analysis

• Ratio Analysis.

 

Risk Management & Basel II

iMAL offering consists of different analysis dashboards that facilitate the identification of risks and challenges faced by the financial institution.

It includes multiple dashboards representing qualitative and quantitative data that help the financial institution assess its multiple risks pertaining to customers, employees, and branches. In addition, it calculates meaningful ratios related to the financial institution itself reflecting different business areas and types of risks. Risk analysis provides a holistic, organized view of threats and risks, making it easier for financial institutions to take action against these risks, therefore minimizing or completely eliminating them.

The system is scalable and highly parameterized providing maximum transparency, effectiveness in operations, security of data and dashboards. This component also caters for operational risk including incident management and data collection.

Basel II component empowers financial institutions to provide the right information in consistent manner, at the right time to the right decision makers. This information is presented in different ways including a range of dashboards enabling viewing and comparing data with full traceability of data sources via drill-downs available at multiple levels.

Covering the three categories of risk : credit , market and operational risks, Basel II allows the computation of the capital adequacy ratio and the measurement of credit, market, and operational risks according to the various approaches including the standardized approach.

Basel II component provides a rapid return on investment through ready-to-use model parameterization with pre-configured risk management approaches, business templates, standard risk management dashboards/reports and views aligned to the iMAL Core banking ledger structures and parameters.

Additional coverage include:

•Enabled set up of parameters for the system to combine information and produce Central Banks and Risk Management department reports

•Reports presented in tabular forms, graphical presentations and heat maps.

- Reporting

iMAL provides financial institutions with is a financial accounting reporting tool that allows

accountants and financial controllers to design financial reports based on predefined templates.

iMAL also provides a tool that empowers the user to design new reports and modify existing ones.

The system features include among others, scheduling of reports, archiving of reports, automatic

emailing and faxing of reports to both users and customers.

Reporting tools empower: