iMAL is a new generation of comprehensive enterprise Islamic Banking and Investment system addressing the in-depth business functionality and the state-of-the-art technology in a single, highly integrated front, middle and back office mode, providing an effective Straight Through Processing-STP functionality.

AAOIFI certified and in full compliance with the International Accounting Standards (IAS), iMAL offers financial institutions a comprehensive solution that addresses all operational requirements and supports the various functions such as: Core Banking; Retail Banking; Profit Calculation; Facilities Management; Collection; Clients database Management; Trade Finance; Treasury; Portfolio Management; Investments; Funds Management; Settlements; Fixed Assets; Personnel and Payroll operations.

Our commercial and investment banking products are enriched through our work with our clients located around the world. This means our products take account of country or region-specific banking practices.

Our commercial and investment banking products are enriched through our work with our clients located around the world. This means our products take account of country or region-specific banking practices.

iMAL effectively empowers a financial institutions to run its business in real time mode, ensuring the availability of information on real time basis, and as such enabling right decision making, and both strong customer focus as well as superior operational control.

The flexibility and parameterization built into iMAL system adds to its advantages. In addition, iMAL enables financial institutions to cater for new innovative financing and investment products and with minimum set-up time and effort.

In short, iMAL empowers clients to achieve faster time to market, exact fit to business requirements, easy customization, phased migration and implementation, employment of various delivery channels and operational cost efficiencies.