Our commercial banking software is installed in many large and small banks around the world, alongside many installations in retail and universal banks. Our commercial banking products are enriched through our work with clients located around the world. This means our products take account of country or region-specific banking practices.

AAOIFI-certified and in full compliance with IAS, iMAL offers financial institutions a comprehensive solution to address all their operational requirements and support the various functions of the organization such as: Core Banking; Retail Banking; Profit Calculation; Facilities Management; Collection; Clients Database Management; Customer Relationship Management; Trade Finance; Treasury; Cash Flow Monitoring; Settlements; Fixed Assets; Personnel and Payroll operations.

iMAL addresses the in-depth business functionality in a single, highly integrated front, middle and back office mode, providing an effective Straight Through Processing-STP functionality.

iMAL effectively empowers financial institutions to run their businesses in real time mode, ensuring the availability of information on a real time basis, and as such enabling right decision making, and both strong customer focus as well as superior operational control.

The flexibility and parameterization built into iMAL ystem add to its advantages. In addition, iMAL enables financial institutions to cater for new innovative financing and investment products with minimum set-up time and effort.

In short, iMAL empowers clients to achieve faster time to market, exact fit to business requirements, easy customization, phased migration and implementation, employment of various delivery channels and operational cost efficiencies.