iMAL System

iMAL is a new generation of comprehensive enterprise Islamic Banking and Investment System addressing the in-depth business functionality and the state-of-the-art technology in a single, highly integrated front, middle and back office, providing an effective Straight Through Processing-STP functionality.

iMAL is based completely on the Sharia rules and regulations and is AAOIFI-certified and IAS-compliant.

iMAL offers Islamic financial institutions a comprehensive solution addressing all their business requirements:

• Front Office Operations
• Customer Relationship Management
• Financing & Collection Operations
• Financial Accounting & Reporting
• Trade Finance Operations
• Investment Banking
• Treasury Operations
• Cash Flow Monitoring
• Business Intelligence
• Risk Management
• Reporting
• Delivery Channels & Mobile Banking
• Systems Interfaces & Integration Solutions
• System Administration & Support Applications.

Path Solutions’ iMAL is a high-performance, end-to-end solution. It provides a flexible, scalable, modular architecture for all applications.

Financial institutions using iMAL in their daily operations have the advantage of using one single fully integrated Sharia-compliant system, administered and secured in a unified standard manner, to cover all aspects of banking operations, and thus empowered to keep high operational efficiency and effectiveness.

iMAL offers broad commercial banking functionality from front to back office, with unparalleled scalability and customer centricity approach.

With iMAL, our clients are empowered to achieve:

• Faster time to market

• Exact fit to business requirements

• Operational cost efficiencies

• Phased migration and implementation

• Employment of various delivery channels.