Powered by iMAL

Path Solutions offers the widest range of Sharia-compliant software solutions and technology-based services for the fast-growing Islamic financial services industry. iMAL is the industry-leading digital Islamic core banking platform from Path Solutions, and the first and only AAOIFI-certified suite, confirming its compliance with AAOIFI’s Sharia and financial accounting standards. It has been architected out of years of experience and offers several powerful and differentiating features making it one of the most comprehensive, flexible and scalable Islamic solutions available in the market. iMAL has been recognized by leading industry analysts for its broad and deep Islamic functionality, flexibility, viability and operational performance.

iMAL helps traditional and emerging Islamic financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights-driven interactions and ubiquitous automation. iMAL suite of solutions addresses the core banking, Islamic banking, investment, financing and collection, omnichannel, payments, treasury, trade finance, risk management and compliance requirements of Islamic financial institutions worldwide to drive business excellence.

Path Solutions is a pioneer in utilizing the latest technology to serve financial institutions globally with its embedded Open Banking Platform (OBP). iMAL is highly reliable, cloud-enabled, deployable on a fully scalable, n-tier architecture, and supports digital transformation and open banking through artificial intelligence, blockchain and other technologies.

Path Solutions offers a differentiating proposition second to none – the combination of a deep knowledge base in the field of Islamic banking with next-generation software solutions developed in-house – that is unique to Path Solutions.

More on iMAL Islamic Banking Platform

Key Benefits

  • Sharia-compliant solutions
  • Compliance with market and international regulations
  • Easy setup of new Islamic products in line with industry trends and Sharia rules
  • Transparency in financing and investment operations
  • Solid workflow concept of the Islamic contract processes
  • Innovative financing and investment products with minimum setup time and effort
  • Increased financial inclusion
  • Banking in a secure and safe zone with high security features
  • Faster time to market


  • 24/7 banking
  • 360-degree customer view
  • Ability to reduce projects’ timelines
  • Exact fit to business requirements
  • Flexible deployment
  • Secure integration with third-party ecosystems
  • Greater process efficiency and better risk mitigation
  • Strategic BI offering insights and analytics through multiple channels
  • Smooth and instant customer onboarding process
  • Dynamic KYC and AML
  • Cross-sell / upsell opportunities with add-on services
  • Digital engagement and unified user experience.

As Islamic finance keeps expanding, the adoption of Islamic windows in conventional financial institutions constitutes a great opportunity for growth, increased profitability, and new market share. Path Solutions reaffirms its commitment to the Islamic finance industry with the availability of iWINDOW suite catering for Islamic window operations to help financial institutions in grabbing new business opportunities, thus allowing them to reach new potential customers, maximize their investments and efficiency while being in full compliance with the Sharia regulations.

iMAL runs with Oracle latest technologies, i.e. Oracle Database 19c, Oracle WebLogic 12c, Oracle Linux 8,
Oracle Solaris 11, Oracle VM 3.4, Oracle Big Data Appliance and Oracle Database Appliance X8.